The Mortgage Bankers Association’s (MBA) latest Weekly Application shows an uptick in applications for the week ending July 10, 2020. The Market Composite Index increased by 5.1% from the previous week on a seasonally adjusted basis, owing mainly to the surge in refinancing activity of 11.9% compared to a week before. The increase was partially offset by the slowdown of purchasing activity by 6.1%. The MBA’s 30-year fixed-rate mortgage rate fell to a new record low of 3.19%, sliding by 7 basis points from the previous week. Refinance applications increased slightly, of which the main contributor was the increase in conventional refinances.
在整个大流行中，每周波动都经历了抵押贷款活动中所见的特殊涨幅，如一年同期衡量。在未经调整的基础上，目前的购买指数高于同一周前的16％，而再生指数比一年前的同一周高出107％。此外，自2019年初（如下所示）自2019年初以来，再年同一年，再生和购买指数彼此迁移，直到2020年第一季度末，恰逢大流行的时期那which may be indicative of liquidity-strapped homeowners’ behavior in economic recessions, as well as solid demand for remodeling.