“高级贷款人员观察调查”标签档案

严重拖欠率持续下降

在其季度国家拖欠调查中,抵押贷款银行协会报告说,2016年第一季度,3.29%的家庭抵押贷款的3.29%在季节性上季节拖累。在不季节性调整的基础上测量,严重犯罪率包括抵押贷款在止赎持续90天或更多天,抵押品赎回权的抵押贷款,比......阅读更多 >

ad&c信用标准收紧,即使优秀的贷款金额增加

Credit standards on loan applications for construction and land development loans or credit lines tightened, on net, over the fourth quarter of 2015. According to the most recent iteration of the Federal Reserve Board’s Senior Loan Officer Opinion Survey, a net share of 12.7% said that lending standards at their respective commercial bank tightened. The net share represents the difference between…阅读更多 >

贷款标准加强了土地开发和建设贷款

Credit standards on applications for land development and construction loans or credit lines tightened on net, albeit slightly, over the second quarter of 2015. According to the most recent iteration of the Federal Reserve Board’s Senior Loan Officer Opinion Survey, a net share of 1.4% of senior bank respondents reported that lending standards at their respective bank tightened over the…阅读更多 >